Mortgage calculators by country
Work out your monthly mortgage payment and the true cost of borrowing. Each calculator follows the way mortgages work in its country, from US property taxes to Canadian compounding.
All mortgage
US mortgage calculator
Monthly payment with property tax and insurance, plus total interest.
Open toolUK mortgage calculator
Monthly repayment and total interest on a UK repayment mortgage.
Open toolCanada mortgage calculator
Monthly payments using Canadian semi-annual compounding.
Open toolAustralia mortgage calculator
Monthly home loan repayments and total interest in Australia.
Open toolHow mortgages differ between countries
In the US, payments usually include property tax and homeowners insurance held in escrow, so the US mortgage calculator adds both to show the full monthly cost of a typical 30-year fixed loan.
UK buyers mostly choose repayment mortgages with a two- or five-year fixed rate, and the UK mortgage calculator helps compare deals and terms of 25 years or more.
Canadian fixed rates compound semi-annually by law, which makes payments slightly lower than the same rate compounded monthly. The Canada mortgage calculator uses that rule.
Most Australian home loans have variable rates, so the Australia mortgage calculator is useful for testing how a rate rise would change your repayment.
Costs these calculators leave out
Mortgage insurance, stamp duty or land transfer tax, closing costs and fees are not included because they vary by lender, region and buyer. For car or personal loans, use the EMI calculator.